AI Agent Liability Audits

If your AI agent makes
an expensive mistake,
who pays?

Your agents are taking real actions. Refunding customers. Modifying data. Sending emails. Most commercial insurance policies added AI exclusions in 2023. Nobody told you.

Run your free risk check → How it works
1,000%
YoY growth in generative AI lawsuits
74%
of SMBs already deploying AI tools
~91%
have no idea their policy excludes it
AI exclusions now standard in CGL renewals Generative AI lawsuits up 1,000% YoY ISO introduced AI exclusion clauses 2023 74% of SMBs use AI tools Munich Re aiSure — AI-specific cover now available AI agencies inherit client liability by default No logs = no forensic defence in court AI exclusions now standard in CGL renewals Generative AI lawsuits up 1,000% YoY ISO introduced AI exclusion clauses 2023 74% of SMBs use AI tools Munich Re aiSure — AI-specific cover now available AI agencies inherit client liability by default No logs = no forensic defence in court
The problem

Three things that are
probably already true about you

Your agents are acting autonomously
Refunds processed. Emails sent. Bookings made. Data modified. Without a human in the loop, courts treat agent actions as yours.
4× liability weight
Your insurance has an AI exclusion
ISO introduced standard AI exclusion clauses in 2023. If your CGL or E&O policy hasn't been explicitly checked, assume it's excluded.
Most policies since 2023
Nobody is responsible for agent decisions
Without a named human accountable for each agent's outputs, liability becomes diffuse — which sounds safe until a claimant's lawyer argues the company is liable.
Governance gap: 2× weight
How it works

Three steps.
No insurance licence required.

STEP 01 —
Free 12-question risk check
Takes 3 minutes. Scores your AI agent exposure across autonomy, output risk, governance gaps, and agent sophistication. You get a verdict immediately.
STEP 02 —
Paid risk audit report
A written liability memo mapping exactly where your agents create exposure. Specific exclusion check against your actual insurer. Delivered in 5–7 days. From £499.
STEP 03 —
Broker referral
Warm introduction to licensed brokers offering actual AI-specific policies — Munich Re aiSure, Armilla, HSB partners — that respond when something goes wrong.
Free risk check

Does your AI agent
expose you to a lawsuit?

NodeClear — AI Agent Liability Audit
12 questions. Weighted by liability severity.
0 of 12 answered
Your risk profile

    Pricing

    One expensive mistake
    costs more than any of these.

    Starter
    £499 one-off
    Single AI agent or use case. Ideal for startups and agencies checking one deployment.
    • Written liability memo (5–8 pages)
    • Policy exclusion check (your insurer)
    • 1 agent in scope
    • Broker referral if needed
    • Delivered in 5–7 days
    Most popular
    Standard
    £999 one-off
    Up to 4 agents. Right for SaaS products with multiple customer-facing or internal agents.
    • Full written risk audit (10–15 pages)
    • Policy exclusion check
    • Up to 4 agents in scope
    • Governance gap summary
    • Broker referral + intro call
    • Delivered in 7–10 days
    Agency / Enterprise
    £1,499 + retainer option
    For AI agencies inheriting client liability, or enterprises with multiple agent deployments.
    • Full audit — unlimited agents
    • Client-facing governance document
    • Contract clause review
    • Ongoing monitoring option
    • Priority delivery
    For AI agencies

    Your clients are asking who pays.
    Give them an answer.

    You build agents for clients. When something goes wrong, the first call is to you. Add risk audits as a white-label service — without building anything new.

    £0
    upfront — nothing to start
    100%
    white-label — your brand, our engine
    30%
    margin on every audit you sell

    No commitment. Just signal interest. We'll reach out when white-label is ready.

    "The boring mistake is where the money is. You don't need to underwrite risk. You just need to be the person who asks the question before the expensive mistake happens."
    — NodeClear founding principle